The map, provider by provider
- Gemini: a real free API tier via AI Studio, with rate limited quotas on current models. Built for exactly the prototype phase. Read the rate limits and the data handling terms for free usage before putting anything sensitive through it.
- Anthropic: no free API tier. Claude API access is paid from the first token, with spend based usage tiers governing your limits, per Anthropic rate limits. The Claude chat apps have free plans; the API does not.
- OpenAI: no standing free API tier. Promotional credits have come and gone; assume pay as you go and be pleasantly surprised otherwise.
- The budget alternative:Kimi’s models undercut Western mid tiers on paid rates, per Kimi vs Claude vs GPT cost, which for cheap experimentation can matter as much as a free quota.
The $10 prototype budget
Prototyping is cheap because volumes are tiny and cheap models are good now. A thousand development calls at 2,000 tokens in and 400 out on gpt-5.4-mini costs about $3.30. On claude-haiku-4-5, about $4. The complete arithmetic for sizing a feature before you build it is in estimating AI feature cost, and the break even calculator runs the per user version in your browser. The real budget question was never the prototype; it is what happens when users arrive, which is a distribution problem, not an average problem.
Hygiene that saves pain later
- Separate keys per environment. Experiment spend mixed into production is the classic reconciliation gap when you later compare token math to invoices.
- Tag traffic from day one. A feature label on every call splits prototypes from products in your own numbers.
- Start per user tracking with your first real users. Two lines now versus a retrofit sprint after the first weird invoice. The method is tracking AI costs per user, and Weckr’s own free tier, 50,000 requests a month, is sized so that this stage of a product pays nothing.
FAQ
Which AI APIs have a free tier in 2026?
Gemini is the clear free option: Google offers a genuinely free API tier through AI Studio with rate limited quotas on current models. Anthropic has no free API tier, Claude API usage is paid from the first token, with tiers based on spend. OpenAI has no standing free API tier either, though promotional credits appear on and off. Free chat apps are a different thing entirely from free API access. Verify current terms on each provider page, this changes often.
How much does it cost to prototype an AI feature without a free tier?
Almost nothing, which surprises people. On gpt-5.4-mini at $0.75 input and $4.50 output per million tokens, a thousand test calls of typical size cost a few dollars. A $10 budget funds most of a prototype phase on a cheap model. The expensive phase is production traffic at scale, not development.
Is the Gemini free tier good enough to build on?
For prototyping and low traffic projects, yes, that is what it is for. For production, plan around its rate limits and the terms attached to free usage, and check data handling terms for your use case. The pragmatic path many builders take: prototype free on Gemini, then choose the production model on price and quality once the feature shape is known.
How do I keep experiment costs from leaking into production budgets?
Separate keys or projects per environment, so provider dashboards attribute spend to the right bucket, and tag your calls with a feature label so your own tracking splits prototype traffic from customer traffic. Untagged experiment traffic is one of the classic reconciliation gaps between token math and the invoice.
When should a project start tracking cost per user?
The day real users touch it, which is earlier than most teams think. Cost problems in AI products are distribution problems, one heavy user among light ones, and the pattern is visible from your first hundred users. Wiring per user tracking at prototype stage costs two lines; retrofitting attribution after a surprise bill costs a sprint.
Keep reading
Free to start. Measured from the start.
The products that avoid bill shock are not the ones that found free credits, they are the ones that could see cost per user from week one. Weckr’s free tier covers 50,000 requests a month, which is the entire early life of most products. Two lines to integrate, live demo at useweckr.com/demo, full playbook in the AI cost and margin guide.